USER AGREEMENT

1. Acceptance of the Agreement

This User Agreement (“Agreement”) is a legally binding contract between you (“User,” “you,” or “your”) and Uncommon Education Trading, LLC, a Utah limited liability company (“Company,” “we,” or “us”).

By creating an account, subscribing to our services, or using our website, tools, content, or any other services (collectively, the “Services”), you confirm that you have read, understood, and agree to be bound by the terms and conditions of this Agreement. This Agreement incorporates by reference our:

• Risk Disclosure
• Privacy Policy
• And any other policies or guidelines posted by the Company.

If you do not agree to all terms and conditions of this Agreement, you must not access or use the Services.

2. Service Disclaimers and Acknowledgment of Risk

The Services are for educational and informational purposes only. By using the Services, you expressly acknowledge and agree that:

• Trading securities involves substantial risk, and you may lose your entire investment and more.
• Past performance does not predict or guarantee future results. The Company does not guarantee any outcome or profit.
• You are solely responsible for evaluating the merits and risks associated with the use of any information or content provided through the Services before making any decisions based on such information. You are solely responsible for all of your trading and investment decisions.
• To the fullest extent permitted by law, the Company shall not be liable or responsible for any financial losses, damages, or costs you may incur, whether direct or indirect, arising from your trading activities, your use of the Services, reliance on any of our Content, or issues with third-party services such as brokers or software.

3. Nature of Services

The Company provides educational materials and tools, which may include AI-generated insights, for informational purposes.

• Our Services, including any bots or signals, DO NOT provide personalized financial advice and DO NOT execute trades automatically. All decisions to buy, sell, or hold a security are made solely by you.
• All Content and tools are provided on an “as is” basis without any warranty of accuracy, completeness, or timeliness. The Company is not liable for any errors or omissions in the Content, or for any technology failures, interruptions, or delays.

4. Fees, Subscription Terms, and Refund Policy

• Fees for Services are billed on a subscription basis in advance.
• Subscription payments are non-refundable, except as expressly stated in our Refund Policy or as required by applicable law.
• AUTOMATIC RENEWAL: To ensure uninterrupted service, your subscription will automatically renew at the end of each billing period for a subsequent period of the same duration. You authorize us to charge your payment method for the renewal term.
• CANCELLATION: Users must cancel subscriptions through their account dashboard or by contacting support before the renewal date to avoid being billed for the next subscription period. Cancellation will be effective at the end of the current billing cycle.
• The Company reserves the right to change subscription prices at any time. We will provide you with reasonable prior notice of any price changes.

5. Intellectual Property and User Conduct

• All Content and materials provided through the Services are the intellectual property of the Company and are protected by copyright, trademark, and other laws. Your subscription grants you a limited, non-exclusive, non-transferable license to access the Services for your personal, non-commercial use.
• Users must not copy, reproduce, distribute, republish, or otherwise share any of our proprietary Content with any third party without our express written permission.
• You agree not to use the Services for any unlawful purpose or in any way that could harm the Company, its service providers, or any other person.
• The Company reserves the right to immediately terminate or suspend your account and access to the Services, without notice or liability, for any breach of this Agreement.

6. Governing Law and Dispute Resolution

• This Agreement shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions.
• Mandatory Arbitration: All disputes, claims, or controversies arising out of or relating to this Agreement or the Services shall be settled exclusively through binding arbitration in Salt Lake City, Utah. The arbitration will be conducted by a single arbitrator under the rules of the American Arbitration Association (AAA).
• Class Action Waiver: Users waive any right to participate in class-action lawsuits against the Company. All claims must be brought in the parties’ individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.
• Users must comply with all applicable laws and regulations in their jurisdiction.

7. Limitation of Liability and Indemnification

• IN NO EVENT SHALL THE COMPANY, ITS MANAGERS, MEMBERS,  EMPLOYEES OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, OR OTHER INTANGIBLES, ARISING FROM YOUR USE OF THE SERVICES.
• You agree to defend, indemnify, and hold harmless the Company and its affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of your use and access of the Services or a breach of this Agreement.

8. Miscellaneous

• Entire Agreement: This Agreement, together with the Privacy Policy and Risk Disclosure, constitutes the entire agreement between you and the Company concerning the Services.
• Severability: If any provision of this Agreement is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
• Notices: For assistance, contact: [●]. For legal notices, please contact [●].